eAnnotated Bibliography
Adams, D. R., Meyers, S. A., & Beidas, R. S. (2016). The relationship between financial strain, perceived stress, psychological symptoms, and academic and social integration in undergraduate students. Journal of American College Health, 64(5), 362-370.
Financial stress due to the costs of college universities cause students to have physical and mental symptoms. Financial strain is a main stress for low-income students. The financial stress impacts student lives and debt.
Bennett, D., McCarty, C., & Carter, S. (2015). The Impact of Financial Stress on Academic Performance in College Economics Courses. Academy of Educational Leadership Journal, 19(3), 25-30.
Financial stress affects college students. There is a link between financial stress and academic performance. College students are working more hours and have less time to focus on their academics.
Bien, R. (2009). Bien, R. (2009). The Rising Cost of Higher Education: The Effects on Access, Retention and Affordability. (Master’s thesis, 2009). Ann Arbor: ProQuest LLC.
https://search-proquest-com.proxy.lib.odu.edu/docview/304886657/?pq-origsite=primo
Students and families are having to make challenging decisions to pay for college. The rising costs of college universities are making it more difficult for students to receive a higher education. Students can’t afford college, which leads to debt.
Britt, S. L., Canale, A., Fernatt, F., Stutz, K., & Tibbetts, R. (2015). Financial Stress and Financial Counseling: Helping College Students. Journal of Financial Counseling and Planning, 26(2), 172-186.
Financial counseling is a preventative measure for college students. This counseling is a solution that helps students create a financial plan. Financial counseling is used to improve a students’ well-being, while being a successful student.
Britt, S., Mendiola, M., Schink, G., Tibbetts, R., & Jonese, S. (2016). Financial Stress, Coping Strategy, and Academic Achievement of College Students. Journal of Financial Counseling and Planning, 27(2), 172-183.
There are several coping strategies that are provided for students who have financial stress. Finances impact college students’ academic achievement. The coping strategies are beneficial to students and decrease stress. They are more likely to succeed academically by taking advantage of the solutions provided.
Heckman, S., Lim, H., & Montalto, C. (2014). Factors Related to Financial Stress among College Students. Journal of Financial Therapy, 5 (1) 3. https://doi.org/10.4148/1944-9771.1063
Financial therapy is used to help college students who are at an increased risk for debt due to college costs. Finances cause stress. Financial therapy provides students with resources to cope with their stress. It provides students with a positive experience that will help with their finances.
Hogan, E. A., Bryant, S. K., & Overymyer-Day, L. E. (2013). Relationships Between College Students’ Credit Card Debt, Undesirable Academic Behaviors and Cognitions, and Academic Performance. 47(1), 102.
Financial debt is reflected on the increasing costs to attend a college university. The stress correlated with debt leads to negative behavior, which impacts academic performance. Credit card debt is increased due to student loans.
Joo, S., Durband, D. B., & Grable, J. (2009). The Academic Impact of Financial Stress on College Students. 10(3), 287-305.
http://journals.sagepub.com.proxy.lib.odu.edu/doi/abs/10.2190/CS.10.3.c
The financial burdens of college create challenges for students when it comes to balancing school and work. Most students work while they attend college because of the high costs to attend. More students are performing poorly academically. It takes them longer to graduate. Students end up paying more for college than intended, which increases debt.
Lim, H., Heckman, S. J., Letkiewicz, J. C., & Montalto, C. P. (2014). Financial Stress, Self-Efficacy, and Financial Help-Seeking Behavior of College Students. Journal of Financial Counseling and Planning, 25(2), 148-160.
College students who are stressed due to the financial costs to attend colleges are more likely to have negative behaviors obtain debt. Financial counseling is a preventative source that helps college students by identifying the problem and finding solutions. Financial counseling helps students so that they are less likely to obtain debt due to college costs.
Macan, T. H., Shahani, C., Dipboye, R. L., & Phillips, A. P. (1990). College students time management: Correlations with academic performance and stress. Journal of Educational Psychology, 82(4), 760-768.
http://psycnet.apa.org.proxy.lib.odu.edu/fulltext/1991-13852-001.html
Time management and balancing is an important coping strategy for students. Due to the rising costs of college universities, many students must work. For students to be successful in college and maintain finances, they must balance school and work.