Managing money is a tough task. Most people act like they have an unlimited amount of money and then find themselves broke. There has been plenty of stories of famous athletes that have found themselves broke. My plan to save money is that I have two separate bank accounts, a saving and a spending account. When I get my paycheck, I put half of it in my savings and half of it in my debit (spending) account. My debit card is connected to my debit account. I never ever touch my savings account unless it is for an emergency. Another way I try to save money is to apply for as many scholarships that I can. Luckily for me I got a scholarship to ODU and I am saving myself money that way.